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Apia Financial Group, LLC 


Raymond Smith

Funding Consultant 

Raymond Smith, Funding Consultant


Phone: (208) 577-0717

Email: smithraymond1@gmail.com

Unsecured Funding

Fund your personal or business needs without the red tape

If you’re in the process of making your project a reality, then you’ll need to solve the problem of funding. There's no business plan needed and you get up to $400,000 if you qualify.

Startup Financing

Funding to start your business or provide working capital 

Our funding solutions, from $10,000 to $400,000, can help you start a new business with no business plan needed, invest in a franchise, or expand an existing business. 

Real Estate Investment Funding

Fund your Real Estate deals with up to 100% financing

Our loans from $10,000 to $400,000 are great for bridging the gap for down payments, reserves, rehab cost, or when smaller amounts of cash is needed, with no appraisals, liens, or collateral needed. 

We help you to accomplish your funding goals by reviewing your qualifications. Our underwriting process happens within hours, not weeks. This means you can apply for funding in the morning and have an approval in 24 hours.


As a Nationwide Funding Consulting company, we fund your dreams for your personal or business needs. We have established a network of more than 200 lenders nationwide that provide funding for unsecured personal loans. There are no upfront fees, no pre-payment penalties and no collateral required.


Our funding is great for startups, working capital, equipment leasing, business acquisitions, real estate investments and more.


For all our programs we ask your credit score. If you don't know your Credit Score you can get it today for $1 with Identity IQ.  Click here to get your report now.


By completing this form, we will be able to pre-qualify you and understand your funding needs.

Terms of Use and Privacy Policy

Full Name*

Email Address*

Preferred Phone Number*

How did you hear about us?*

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If referred, who referred you?

Desired Loan Amount*

Intended Use of Financing (Pick all that apply.)*

Are you a U.S. Citizen*

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Is Your Credit Score Over 650?*

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Is your annual income over $30,000*

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Employment Type*

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Have you been employed for at least 24 months?*

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Do you have less than 6 inquires in the last 6 months?*

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Have you opened any new credit accounts in the last 6 months? *

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Have you ever filed for Bankruptcy?*

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If yes, has it been discharged for at least 2 years?

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Do you have any collections, late payments, or derogatory items on your credit report in the last 2 years?*

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By checking this checkbox, you agree to the Terms and Conditions* When your application has been completed, one of our Business Consultants will contact you within 24 hours to discuss your Business Needs and our Financing Options.*

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